Posts from: Buyers

Get Your Down Payment & Closing Funds Ready As closing approaches, it’s time to line up your down payment and closing costs. Plan for your down payment plus roughly 3% of the purchase price in cash for closing costs. Gifts…

We Made It — Congratulations, New Homeowner! You’re officially a homeowner 🎉 We hope you’re getting settled and starting to make the place your own. Would You Leave Us a Quick Review? You’ll receive an email…

It’s Closing Time! Closing location is determined by the title company chosen by the seller, and every effort is made to close near the property being purchased. Day-Of Logistics & Movers Once closing is scheduled,…

Pay Your Down Payment & Closing Costs You’re almost there—just two steps left. It’s time to send your down payment and closing costs. (Remember: closing costs are typically ~2–3% of the purchase price.) The Morning…

Once you receive Clear to Close, we’ll schedule your final walk-through—typically the night before closing. It takes ~20 minutes and confirms the property’s condition matches what you saw at inspection. The seller’s Realtor usually attends. Please share…

Your mortgage underwriter will require a homeowner’s insurance policy during underwriting, so it’s smart to start now. For most people, a home is the largest purchase you’ll make—make sure it’s properly insured.   Shop Around for the Best…

This one isn’t glamorous, but it’s crucial—especially if you want TV and internet working the day you move in. We’ll email you the utility providers for your new address; please call to transfer or start service a few days before closing.  …

Now that your second earnest money has been dropped off and the inspection period is complete, it’s safe to hire movers and begin packing. Call now for estimates and to secure a date—movers often book weeks in advance. Note: You can’t move in…

Why You Should Attend the Home Inspection Attending the inspection is one of the most important parts of buying a home. It’s a major investment with long-term consequences, and being onsite helps you confirm the home’s condition, see issues firsthand,…

When the inspection report arrives, review it carefully. Don’t be alarmed by a 30+ page report or 25+ listed items—that’s typical. There’s a big difference between minor/cosmetic items (e.g., caulk a shower, replace a microwave handle) and major items (e.g., sewer…

Important: Protect Your Mortgage Approval Please read carefully and follow these guidelines to avoid jeopardizing your loan approval. Your mortgage pre-approval was based on your financial picture at that time—your balances…

Get Ready for Closing Day Now that you have an executed contract, add the closing to your calendar and plan to take the day off work. Below are important details to help everything go smoothly. About Your Closing Date It could change. While…